Merchant Processing · Arizona
Payment Processing Built Around Your Business
From card terminals and point of sale to online checkout and invoicing, Copper State helps businesses run more efficiently.
Why Businesses Choose Copper State
Every business operates differently. We take the time to understand how yours runs, what you have in place, and where the cost is going before recommending anything. Our focus is long-term partnerships built on honest guidance and dependable support.
Transparent Pricing
Your rate in writing, with no hidden fees and no surprise increases.
Equipment You Own
Terminals purchased outright, never tied to a long-term lease.
Local Setup and Training
We install at your location and train your team in person.
Dedicated Support
Real people, real answers, from the team that set your account up.
All-in-One Platform
Flexible Payment Tools for Every Business Need
Whether you sell in-store, online, or on the go, everything lands in one place: one deposit, one rate, one report.
In-Person Payments
Smart terminal
Tap, chip and swipe, prints a receipt, and runs on wifi or its own cellular connection.
Countertop and PIN pad
Sits by the till and wires into what you already run. The workhorse for a busy counter.
Handheld
Pocket-sized and quick. Tap and go at the door, on the truck, or at the job site.
Pay at the table
The card never leaves the customer's hand, and the tip prompt is on the screen they are already looking at.
Online and Invoicing
Payment links
Text or email a link and get paid the same day. Nothing to install and nothing for you to host.
Invoicing and terms
Send an invoice, store the card, and charge it on the date you agreed. Level 2 and 3 data where the card qualifies.
Online checkout
A gateway that fits the cart you already run, or a hosted page if you would rather not touch code.
Who this is for
Industries We Serve
Payment programs configured for the way your industry actually takes money.
Retail
Counters, floors, inventory, and stock counts.
Restaurants and Hospitality
Tables, tabs, tips, and split checks.
B2B and Wholesale
Invoicing, terms, and Level 2 and 3 data.
Trades and Home Services
Take a card on the truck or at the door.
Professional Services
Pay-by-link, card on file, and recurring billing.
Ecommerce
Hosted checkout and a gateway that fits your stack.
Cost Savings
Reduce or Eliminate Your Processing Costs
Our dual pricing and cash discount programs lower what you pay to accept cards, with the signage and receipts to match. We confirm the state and card brand rules that apply to you before anything changes.
- Lower Operating Costs
- Reduce the overhead tied to accepting cards, month after month.
- Customer-Friendly Options
- Both prices posted up front, so checkout stays simple.
- Cash price
- $42.00
- Card price
- $43.26
Both prices posted at the counter. Both printed on the receipt. Nobody has to ask, and nobody gets a surprise.
Questions
The ones people actually ask.
What does it cost to switch?
Nothing to us. If you are inside a term with your current processor there may be an early termination fee on their side, which is exactly the sort of thing we will find in your statement and tell you about before you decide anything.
Do I have to lease the equipment?
No. Terminals are bought outright, and you own them. Equipment leases are the single most expensive thing in this industry and there is almost never a good reason to sign one.
How long does approval take?
Most straightforward businesses are approved in one to two business days. Higher-risk categories take longer and need more paperwork, and we will tell you which one you are before you start filling anything in.
Can I keep the point of sale I already have?
Often, yes. Plenty of systems will run on a different processor without changing anything the staff sees. Tell us what you run and we will check before recommending you replace it.
What happens if something breaks on a Saturday?
You call the number that set your account up. Card processing does not keep business hours, and neither does the support on it.
Contact Copper State
Get Started With Copper State Today
Tell us how you take payments today and we will put pricing in front of you in writing. Send a recent statement and we will show you what you are paying now.
- Based in
- Arizona